Terms of Service

Last updated: May 21, 2026

Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the site.

Description of Service

This site provides free online mortgage calculators and educational resources to help users estimate home financing costs. The service is provided "as is" at no charge and is intended for personal, informational use only.

Not Financial Advice

Nothing on this site constitutes financial advice, mortgage advice, tax advice, or legal advice. This site is not a mortgage lender, broker, bank, or financial advisor. Always consult a qualified licensed professional before making any financial decisions.

Accuracy of Calculations

We make no warranties or guarantees regarding the accuracy, completeness, or reliability of any calculations or information provided on this site. Results are estimates only and actual figures will vary. Your use of any calculator or information is at your own risk.

Permitted Use

You may access and use this site for personal, non-commercial purposes only. You agree not to: scrape, reproduce, or redistribute site content without written permission; use the site for any unlawful purpose; or interfere with the operation of the site or its servers.

Intellectual Property

All content, design, code, and calculators on this site are owned by or licensed to Mortgage Calculator. You may not copy, reproduce, modify, or distribute any content from this site without prior written permission.

Limitation of Liability

To the fullest extent permitted by applicable law, this site and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages — including financial loss — arising from your use of this site or reliance on any information provided here.

Modifications

We reserve the right to modify these terms at any time without prior notice. Your continued use of the site after any changes constitutes your acceptance of the updated terms. The date at the top of this page reflects the most recent revision.

Governing Law

These terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.